Just Capital is the low-cost leader in the Merchant Cash Advance Industry. Just Capital is not a subsidiary of a billion dollar publicly traded company. We’re a small business, with a fair and honest approach. We don’t use a pricing model, or complicated algorithm to determine how badly we should gouge your company for money. We look at every situation on a case-by-case basis and work until we have reached a win-win outcome for the client. This is how business used to be done, and we still do it that way.

Our portfolio of clients at Just Capital maintains a 0% default rate. None of our competitors can say this. This means that all of our advances are priced fairly, so there will never be a negative impact on cash flow for your business. Over the years, we have developed a simple cost structure designed to help your business grow. Every single deal has been structured to help accomplish exactly what the client needs, and most importantly, when they need it.

Factoring is one of the oldest financial tools in the modern economy. The reason for this is simple, it’s completely straight forward, and it works.

The Merchant Cash Advance is the most pure and simple financial tool available to small and medium sized businesses today.

Growing up, did you ever ask an older sibling to borrow $10, and they said okay, but I want $11 in return. Over the next few months, you gave them back a dollar here and there, and the next thing you know, they’ve been repaid in full, and everyone’s happy. That’s exactly how factoring works.

Now, here's how our process works: Working together, we determine a dollar amount that will provide liquidity and growth for your business. Then we determine a cost for that money, which is a fair and agreeable number that will be paid back to Just Capital. The balance of the advance is returned by paying a small percentage of your credit card revenues to Just Capital each time you batch out with your processor. By doing this, you never have to worry about when your bill will come in the mail, writing checks, or missing a payment and incurring large late fees.

We encourage you to give us a call or write to us with any questions you may have regarding our services. Please view our contact information here